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The Ramsey Show Highlights

We Make $300,000 A Year But Still Live Paycheck-to-Paycheck

The Ramsey Show Highlights

Ramsey Network

Self-improvement, Education, Investing, Business

4.6682 Ratings

🗓️ 15 July 2025

⏱️ 9 minutes

🧾️ Download transcript

Summary

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Transcript

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0:00.0

Brought to you by the Every Dollar app. Start budgeting for free today.

0:06.0

Oh my goodness. So really excited to speak to you. I know I'm walking into the bear cage, very nervous, but my husband and I, we make a combined income of almost $300,000.

0:17.0

And we're living paycheck to paycheck. We two kids um we have been ramsie

0:22.8

ish for about two years but life keeps getting in the way between uh funeral expenses for

0:28.8

family um our daughter has severe ADHD and it just feels like we cannot get ahead um you know

0:36.9

long enough to be able just to follow the steps and the

0:40.2

plans. And it's causing a lot of financial anxiety. And I can go into background and anything

0:46.2

that you need to help just me figure out how to move forward with the amount of money that we have and living paycheck to

0:56.1

paycheck. It's foolish.

0:59.7

Yeah. Well, it's distressing for you, I can tell. And so you live in an expensive city,

1:04.3

obviously. And obviously, you've got an expensive medical condition that you're dealing with.

1:10.3

And those two things go in the budget budget and they show up in the budget.

1:13.5

Some ways they show up in the budget.

1:16.2

So where do you think the problem is?

1:18.3

If you were to write, you know, I assume you've attempted it some kind of written budget.

1:22.9

Yes.

1:23.4

I have every dollar premium version.

1:26.6

I have notes in front of me.

1:28.3

So our budget, so here's what seems to be happening.

1:31.3

We do have a budget.

1:33.3

Could we be better at it?

1:35.3

Absolutely.

...

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