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The Ramsey Show Highlights

"We Haven't Filed Taxes Since 2020"

The Ramsey Show Highlights

Ramsey Network

Investing, Self-improvement, Education, Business

4.5840 Ratings

🗓️ 25 March 2026

⏱️ 9 minutes

🧾️ Download transcript

Summary

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Transcript

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0:00.0

In today's digital world, you need ID theft protection that actually works.

0:07.0

Protect yourself at Xander.com.

0:10.0

I have been married about 20 years, and 15-ish years of that marriage, my husband was an alcoholic,

0:17.0

and he has his own business, and he was able to maintain that. He is now three years sober.

0:23.0

Good.

0:23.7

And yes, thankfully. And he is back on track. But in the midst of the chaos, we have not

0:32.5

filed our taxes since 2020. And I'm not even sure.

0:36.7

He was drunk for 20 years.

0:38.4

When did the chaos happen?

0:40.1

Well, he just, it really was a downward spiral.

0:43.3

It just got worse and worse.

0:44.8

He even had a couple of DUIs.

0:47.9

So it just kind of reached a peak.

0:49.9

So 20 to 23 was him going to the bottom, and 23 to now is coming back out.

0:57.0

Yes, exactly.

0:58.3

I got you.

0:58.9

And now his business is thriving, and we're doing really good.

1:02.4

But this is just like a looming black cloud over us because I know we have to pay the piper.

1:08.2

Yeah.

1:08.8

Okay.

1:09.2

So the first thing to know is this, and it's very, very serious.

1:13.9

Failure to file income tax returns is a federal criminal offense.

...

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