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CH Ministries.org slash budget. Well, just quick context. My husband is an addict. He, on average,

spends about $6,000 a year on his addiction to tobacco and marijuana.

We've had kind of a rough couple months. His father passed away, his grandfather passed away.

I'm currently pregnant with our third child and taking a toll on him. So I've actually seen his spending go up a little bit.

I shouldn't say a little bit.

It's kind of doubled in the past couple months.

Last month was $700 alone on his addictions.

Anyway, that by way of context, my main question is we have a car payment.

It's 600 a month.

We currently have the cash that I could write a check and pay off the car.

The loan is $20,000 and some change. And we would still have six months

emergency reserve, like you suggest. My concern is with his kind of out of control and erratic

behavior right now, I'm afraid if I do cut a check, pay off the car,

and we gain the $600 monthly to help with groceries and other bills, I'm afraid it's

just going to go out the window and we can't contribute to savings and things are super tight anyway.

So what's your household income?

Right now it's 156.

Does he agree that he has a problem?

Is he willing to get help?

He does agree and he says he wants to get help but i have to say um like the come to jesus talk

happens about every two weeks so wait a minute what um okay one more time what's your household income

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