You're listening to Ramsey Everyday Millionaires, where we talk retirement, building wealth,

and outrageous generosity.

Today's question comes from Rita and Illinois.

She says, we are debt-free, including our home, and have a $1 million net worth.

All the credit for our financial security goes to my husband.

He's very focused and intentional, but he's so focused on saving that we can't enjoy life.

We recently went on a vacation, and I begged him to let me take my daughter and her friend

by myself so he could stay home.

It was a miserable trip.

Our most expensive meal was $70 for four people, and he had a meltdown.

Spending money affects his mood so badly that we choose not to do things that we enjoy.

How can I encourage him to stop worrying about every penny?

Wow, Dave.

There's a lot here.

Just at the beginning of this thing, when she says all the credit for the financial security

goes to my husband, I want to stop that conversation right there and say, no, it doesn't.

Y'all been working on this together.

Somehow he's taking all the credit, and he's also gets all of the blame here.

It sounds like somebody wrapped his identity around scarcity, right?

And did not get the most important thing I think of being a net worth millionaires.

Now you can give like nobody else, right?

So is living in this scarcity, scarcity, scarcity mindset, never enough, never enough.

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