WCI #432: 529s and Spending for College
White Coat Investor Podcast
Dr. Jim Dahle of the White Coat Investor
4.9 • 2.3K Ratings
🗓️ 14 August 2025
⏱️ 43 minutes
🧾️ Download transcript
Summary
Today we are talking about 529 accounts and how to invest them as well as how to spend them down. There are a lot of ways to help fund your children's education. Most families use a combination of 529 accounts, loans, other savings and cash flow. If you have access to a 529 account it is generally recommended to spend that down before moving to other forms of funding. In addition to discussing ways to help pay for college we answer a question about when, or if the political climate should ever cause you to change your financial plan.
Brought to you by Laurel Road for Doctors. Laurel Road is committed to helping residents and physicians take control of their finances. That’s why we’ve designed a personal loan for doctors, with special repayment terms during training. Get help consolidating high-interest credit card debt or fund the unexpected with one low monthly payment. Check your rate in minutes, plus, White Coat Readers also get an additional rate discount when they apply through https://LaurelRoad.com/WCI.
For terms and conditions, please visit https://LaurelRoad.com/WCI. Laurel Road is a brand of KeyBank N.A. Member FDIC.
The White Coat Investor has been helping doctors, dentists, and other high-income professionals with their money since 2011. Our free personal finance resource covers an array of topics including how to use your retirement accounts, getting a doctor mortgage loan, how to manage your student loans, buying physician disability and malpractice insurance, asset allocation & asset location, how to invest in real estate, and so much more. We will help you learn how to manage your finances like a pro so you can stop worrying about money and start living your best life. If you're a high-income professional and ready to get a "fair shake" on Wall Street, The White Coat Investor is for you!
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Transcript
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| 0:00.0 | This is the White Coat Investor podcast, where we help those who wear the white coat get a fair shake on Wall Street. |
| 0:06.3 | We've been helping doctors and other high-income professionals stop doing dumb things with their money since 2011. |
| 0:16.0 | This is White Coat Investor Podcast number 432, brought to you by Laurel Road for doctors. |
| 0:21.1 | Laura Road is committed to helping residents and positions take control of their finances. |
| 0:24.9 | That's why we've designed a personal loan for doctors with special repayment terms during training. |
| 0:29.4 | Get help consolidating high interest credit card debt or fund the unexpected with one low monthly payment. |
| 0:34.2 | Check your rating minutes. |
| 0:35.0 | Plus, white code investors also get an additional rate discount |
| 0:38.2 | when they apply through Laurel Road.com forward slash WCI. For terms and conditions, please visit |
| 0:43.8 | www. Laurelroad.com forward slash WCi. That's www. lower road.com forward slash WCI. Lower Road is a brand of |
| 0:53.7 | Key Bank, NA, member FDIC. |
| 0:56.4 | All right, welcome back to the podcast. |
| 0:59.9 | We got a cool thing coming up. |
| 1:01.1 | This thing drops on August 14th. |
| 1:03.4 | I'm recording it in late July. |
| 1:05.9 | But on August 19th, five days after this drops, |
| 1:09.6 | we have something's pretty special. |
| 1:11.3 | We're calling it financial crash course. Now, I'm going to spend an evening with you, and we're going to help |
| 1:16.8 | you to get stuff figured out that you're still working hard on. While you didn't become a doctor |
| 1:22.3 | to get rich, you worked far too hard not to be financially successful. Too many physicians are still living paycheck |
| 1:28.8 | to paycheck, stressed about money, and unsure how to turn a high income into real wealth. |
| 1:34.0 | So next Tuesday, at 6 p.m. Mountain, I'm hosting a free financial crash course to help change |
... |
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