WCI #429: Impact of the Big Beautiful Bill on Student Loans
White Coat Investor Podcast
Dr. Jim Dahle of the White Coat Investor
4.9 • 2.3K Ratings
🗓️ 24 July 2025
⏱️ 67 minutes
🧾️ Download transcript
Summary
There has been a lot of concern around student loans and what impact the new legislation will have. Today we bring on Andrew Paulson of https://StudentLoanAdvice.com to explain what he knows so far about what to expect from the changes. Dr. Dahle walks through different elements of the bill. We answer a question about if medical school is still worth the investment with the cost of education being so high. We then discuss navigating finances when you are first married, including if a pre- or post-nup is a good idea.
Today’s episode is brought to us by SoFi, the folks who help you get your money right. Paying off student debt quickly and getting your finances back on track isn't easy, but that’s where SoFi can help — they have exclusive, low rates designed to help medical residents refinance student loans—and that could end up saving you thousands of dollars, helping you get out of student debt sooner. SoFi also offers the ability to lower your payments to just $100 a month* while you’re still in residency. And if you’re already out of residency, SoFi’s got you covered there too.
For more information, go to https://www.whitecoatinvestor.com/Sofi
SoFi Student Loans are originated by SoFi Bank, N.A. Member FDIC. Additional terms and conditions apply. NMLS 696891.
The White Coat Investor has been helping doctors, dentists, and other high-income professionals with their money since 2011. Our free personal finance resource covers an array of topics including how to use your retirement accounts, getting a doctor mortgage loan, how to manage your student loans, buying physician disability and malpractice insurance, asset allocation & asset location, how to invest in real estate, and so much more. We will help you learn how to manage your finances like a pro so you can stop worrying about money and start living your best life. If you're a high-income professional and ready to get a "fair shake" on Wall Street, The White Coat Investor is for you!
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Transcript
Click on a timestamp to play from that location
| 0:00.0 | This is the White Coat Investor podcast, where we help those who wear the white coat get a fair |
| 0:04.8 | shake on Wall Street. We've been helping doctors and other high-income professionals stop doing |
| 0:09.6 | dumb things with their money since 2011. This is White Coat Investor podcast number 429, the big beautiful |
| 0:19.5 | bill update. Today's episode is brought to us by |
| 0:21.9 | SOFI, the folks who help you get your money right. Paying off student debt quickly and getting your |
| 0:26.4 | finances back on track isn't easy, but that's where SOFI can help. They have exclusive, low rates |
| 0:31.4 | designed to help medical residents refinance student loans. That could end up saving you thousands of |
| 0:36.5 | dollars, helping you get out of student |
| 0:38.0 | debt sooner. SoFi also offers the ability to lower your payments to just $100 a month while |
| 0:42.7 | you're still in residency. If you're already out of residency, SoFi's got you covered there, too. |
| 0:47.3 | For more information, go to sophy.com slash white coat investor. Sofi student loans are originated by |
| 0:52.2 | SOFi Bank, NA member FDIC, additional terms and |
| 0:54.6 | conditions apply, and MLS 696891. All right, welcome back to the podcast. Thanks for those of you |
| 1:02.0 | out there for what you're doing. What you're doing matters. It's important work you do. And that's |
| 1:06.8 | why we're here to serve you at the White Co coat investor. Now, I know a big chunk of our |
| 1:11.1 | audience is doctors. I think it's about 75% physicians and their trainees, another 10% dentists and |
| 1:18.1 | their trainees. And the rest are other high income professionals of various types or business |
| 1:23.4 | owners or whatever. Whatever you're doing out there, you're getting paid pretty well or you |
| 1:28.7 | anticipate to soon get paid pretty well. That's why you listen to this podcast. And that's usually |
| 1:33.7 | because you're doing really important work, work that matters. You know, it was interesting. My |
| 1:37.7 | physical therapist texted me this last week and said, your insurance company is done paying for your physical therapy. They're only |
| 1:45.6 | going to pay for 20 visits. And I reassured him that, you know what, I have a high deductible health |
... |
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