Capital One's tech team isn't just talking about multi-agentic AI. They already deployed one.

It's called chat concierge, and it's simplifying car shopping. Using self-reflection and layered

reasoning with live API checks, it doesn't just help buyers find a car they love. It helps schedule

a test drive, get pre-approved for financing, and estimate trade and value.

Advanced, intuitive, and deployed. That's how they stack. That's technology at Capital One.

Don't go into this thinking you can just have prompt and have an application pop up at the other end, at least

set an afternoon to give it some good effort and try to get like your first app in.

And once you do that, you just get evicted.

I have the stat here that Replit has multiplied by, it's revenue by 10x in less than six

months to 100 million in annual recurring

revenue. Is that growth vibe coding or is that growth AI coding?

Vibcoating.

Is AI coding just a hobby or the beginning of a technological revolution that empowers

everyone to build? Our guest today, I'm Jad Masad, the CEO of Replit, has some answers, and we're here

in Replit headquarters in Foster City to speak with him. I'm Jod, great to see you. Welcome to the show.

Thank you. I'm excited to be on the show. So we're going to talk today about vibe coding and

AI coding, which are two similar but different things. I first wanted to speak with you about

vibe coding, which is effectively you write a prompt

and then the AI goes ahead and build software for you.

This is something that Replit enables.

This is something I've tried.

What are some of the use cases that you're finding people are actually having effective

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