Uplift: She emphasizes the importance of African American and female participation in crypto and blockchain.

The Steve Harvey Morning Show

iHeartPodcasts

Comedy, Society & Culture

4.6 • 2.1K Ratings

🗓️ 30 July 2025

⏱️ 38 minutes

🔗️ Recording | iTunes | RSS

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Summary

Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Michelle Lilly.

A cryptocurrency and blockchain educator and entrepreneur. Here's a summary of the key points discussed:

🎙️ Main Themes and Highlights Michelle Lilly’s Background

Entered the cryptocurrency space in 2017.
Initially lost money in a scam but used the experience to educate herself.
Became the first African-American woman with a master’s degree in blockchain and digital currency from the University of Nicosia.

Understanding Cryptocurrency

Bitcoin is described as a protocol, not just a currency—used for value storage and transfer.
Ethereum is highlighted for its smart contract capabilities and utility.
Cryptocurrencies are a hybrid between stock and currency—they have utility like stock and liquidity like currency.

Why Bitcoin Has Value

Scarcity: Only 21 million Bitcoins will ever exist.
Deflationary: Bitcoin undergoes a “halving” every four years, reducing the rate of new coins.
Decentralization: Not controlled by any central authority, making it secure and transparent.

NFTs and the Metaverse

NFTs (Non-Fungible Tokens) are unique digital assets, often used for art and music.
Artists can sell directly to consumers and earn royalties on resales.
The metaverse is explained as a 3D version of the internet (Web 3.0), where users can own digital land and assets.

Empowering Underserved Communities

Michelle emphasizes the importance of African-American and female participation in crypto and blockchain.
Encourages people to educate themselves and not wait for permission to participate in new financial systems.

Practical Advice

You don’t need a lot of money to start investing in crypto.
Understanding the current financial system is just as important as learning about the new one.
Consistency, self-awareness, and openness to criticism are key to success.

#SHMS #STRAW #BEST

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Transcript

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