BBC Sounds, Music, Radio, Podcasts.

Hello, I'm Martin Lewis, and this is the cunningly named the Martin Lewis podcast.

I do wonder what that's all going to be about.

Now, usually, much of it comes from my BBC Radio 5 live show with Adrian Chiles.

But there's bonus money-saving tips just for you lucky, lucky podcast listeners.

And this week, it's all about

unpleasant conversations. Nope, not just Adrian and I chatting as normal. It's about protecting

yourself financially and your family financially from the 3Ds, death, divorce, dementia. Jolly,

eh? So, in this week's pod, two of the big free or cheap will schemes are open for bookings right now.

I'll talk you through what you need to know.

Why power of attorney is arguably even more important for you to get than a will?

The key need to knows.

Done quickly, don't worry, about inheritance tax.

Are you hurting rather than helping by taking charge of the family's finances?

A warning for those age under 22, you may have two grand you don't know about.

A beautiful tell us about the most joy you've ever got from spending under £5.

And, oh, we got to the last one, thank heavens.

Hidden in this week's mastermind is an important lesson for anyone who pays for car insurance.

Let's get on with it. Play the theme tune.

I got meals. I got to pay

So I'm going to work for a while

I'm going to have a lot

...