Understanding the Differences Between Good Debt and Bad Debt
InvestTalk
Hosts Justin Klein & Luke Guerrero, CFA | Wealth Managers and Investment Advisors
4.4 • 1.5K Ratings
🗓️ 16 July 2025
⏱️ 48 minutes
🧾️ Download transcript
Summary
Long-term financial growth can be supported by good debt, while bad debt typically carries high costs and offers limited financial benefits.
Today's Stocks & Topics: FPI - Farmland Partners Inc. (NYS), DASH - DoorDash Inc. (NAS), OPRA - Opera Ltd. ADR (NAS), CASY - Casey's General Stores Inc. (NAS), questions from our YouTube channel viewers: CAL - Caleres Inc. (NYS), and NUCL vs URNG - ; plus Justin's market wrap, and Justin's talking points: 'Bank Performance'-- mega vs regional, and 'What Is Dutch Disease?'-- The U.S. exports dollars and takes on debt... (Justin explains)
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Transcript
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| 0:00.0 | On radio, on YouTube, streaming live on invest talk.com, and for our podcast subscribers, this is |
| 0:12.1 | InvestTalk, independent thinking, shared success. |
| 0:17.8 | InvestTalk is made possible by KPP Financial, a registered investment advisor firm, serving clients throughout the United States. |
| 0:27.3 | Here is KPP Financial Chief Executive Officer, Financial Advisor, Justin Klein. |
| 0:35.2 | Good afternoon, fellow investors, and welcome back to Investop. This is our Tuesday, July 15th, |
| 0:41.5 | 2025 edition of Invest stock. And we're halfway through the month of July and we're just beginning |
| 0:48.5 | earnings season. We had some reactions today. Certainly the market had a rougher day than it's had in a little while. |
| 0:58.0 | Now, could that pretend to the moves over the next couple of months, potentially? |
| 1:03.2 | But we'll look at that and really answer your finance and investment questions. |
| 1:07.4 | That's what this show is about. It's about what's on your mind. |
| 1:11.2 | I want to help you take that next step in your own version of financial freedom. |
| 1:16.5 | Everyone starts in a different place. Everyone's goal is a bit different. But the principles are the same. |
| 1:23.1 | And we're here to give you that foundation, that mindset so that you can see through the |
| 1:32.2 | headlines so that you can avoid the emotions of investing and really focus on the task |
| 1:39.2 | of hand, which is making smart decisions from a personal finance standpoint, as well as when you're investing a risk |
| 1:48.3 | reward standpoint okay so that's what this is all about here on invest talk it's further educating |
| 1:55.8 | you as our listener and helping you achieve your ultimate goal. |
| 2:05.6 | Now in just a bit, we'll talk about today's Mark Performance and run down some show topics, |
| 2:08.2 | but as usual, we'll tackle this caller question first. |
| 2:16.5 | Hi, can I have your opinion on buying this stock for a long-term investment, FPI? |
| 2:24.4 | Thank you so much. All right are looking at farmland partners this is a reet that owns high quality cropland farmland with 132 thousand acres in 15 states here in the united states now Now 2.1% yield. So not a high yield compared to a lot of other reeds that are out there. So that's one thing to consider. But as you know, having a low or high yield isn't is not the end of the story. It just part of the story let's look at the rest of the |
| 2:52.5 | story a 513 million dollar market cap with about 300 million dollars in debt so good amount of |
... |
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