You got problems that you either concerned with, you don't know how you're supposed to earn it or what to do with it or how to keep it.

You're a freak with a dark shameful secret, but you're not the only one.

Picture it in fine natural fears with a blessed son. Now your feeling has begun. It's bad with wanting with Gabby.

Done! Hello and welcome to the voice of the Socialist Revolution, or as it was previously known, bad with money with Gabby done.

I'm just kidding. We haven't changed the name of the show and I don't know if I'm sold on the whole Socialist Revolution thing, but we're getting there because this is episode three of our new season.

And so far we've explored the complex systemic pitfalls of student loans and medical bills.

And today, because apparently I don't have enough anxiety in my life, I've decided to tackle credit cards.

Or maybe I should say, get revenge on credit cards?

Because I don't know about you guys, but my credit card is basically trying to kill me.

And I just applied for another one. Oops.

I got a credit card when I was living in New York right after college and I got talked into it by my parents because they said I needed to build credit.

But I had no idea what that meant and I had no idea what getting a credit card was.

I was mostly terrified because I thought it was bad to spend money you didn't have.

Up until then I had only a debit card.

I was told, just get it and it'll be good for you to have a credit history.

Even though no one ever told me why that was good.

And then I got approved for like a $5,000 credit limit.

That was more money than I'd ever seen in my life.

And I was like, well, there's no way that I'd spend $5,000.

Cut to, you've spent $5,000.

Quote, quote, unquote, spent. You've spent it on your card.

I guess I just went into it never knowing how they really worked.

...