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The Property Podcast

TPP331: The property calculation you’ve not heard of, but need to use

The Property Podcast

Rob Bence & Rob Dix

Business News, News, Business, Education, Investing

4.82K Ratings

🗓️ 18 July 2019

⏱️ 19 minutes

🧾️ Download transcript

Summary

This week The Robs are talking about an important calculation. They’ve never talked about it before, but it’s one you need to start using.  That’s right, they’re talking about how you can make money from property and the different ways you can achieve this.  There’s a popular debate on whether you should optimise your goals based on the monthly rental income you need or the capital growth potential. But what they’ve not really talked about in detail is the total return that you’re going to make from property over time. So this week, The Robs are covering the total return that you can make from your property investment, including how to calculate it and ultimately, why it matters.  Want to know how you can work out the return on investment for your potential property? Tune in to listen to how The Robs break it down.  In the news this week we’re looking at the latest figures from Hometrack and the House Price Index for May 2019. When you look at the top cities in the country, The Robs are pretty pleased that they tipped four of the top five as ones to invest in this year. Especially Liverpool with prices being up by 5%!  The report looks at the most affordable cities as a first time buyer and no surprise that London, Cambridge and Oxford were at the bottom of the list. But what was surprising was that the most affordable location in the UK for a first time buyer is Liverpool! Now this is fantastic news as it sets the indicator that the growth Liverpool is currently seeing is set to continue and has the furthest to grow, even though it’s a current hotspot.  Check out the report and see what other cities tick the affordability box.  We’ve also got ANOTHER new video up on YouTube for you. This time The Robs are talking about using a limited company as a buy to let investor, and if they’re really necessary. Head on over to our channel to check it out, leave us a comment on what you think about limited companies (and if you use one), and don’t forget to hit that subscribe button. And finally, this week’s Hub Extra is a Google Chrome extension called Just Read. Essentially it strips all of the rubbish out of a webpage so you can read it properly. If adverts and pop ups drive you mad, this extension will be your new favourite tool! You’re welcome! We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do. Make sure you’ve liked and subscribed to our brand new YouTube channel where we upload new content every week! If that wasn’t enough, you can also join our friendly property community on the Property Hub forum. See omnystudio.com/listener for privacy information.

Transcript

Click on a timestamp to play from that location

0:00.0

So I've had over 300 episodes of the podcast. Do you think we've covered it all right?

0:06.7

Every subject? Boxed. There is nothing left.

0:09.6

Well far from it. We've got loads to go and today is a prime example of that because we're going to introduce

0:15.2

to you an important calculation that we've never talked about before. Thank you for joining us once again for episode 331 of the property

0:29.5

podcast where every Thursday morning property investors come to be

0:32.4

informed and inspired.

0:34.4

This week we're talking about one of our favorite subjects.

0:37.0

No, not ourselves for once, but money and how much money you're going to make out of property.

0:41.9

So stick around for that and make sure you stick

0:43.7

around all the way to the end for Hub Extra where we've got a tool that's going to make your

0:47.2

internet browsing life a little bit more pleasant.

0:50.1

So in our new story this week we're looking at the latest figures from Home Track and every month they put out a home price index and the report we're looking at is for May 2019.

1:02.0

Obviously there's a little bit of lag with the data which is understandable. But regardless of that it's really, really interesting. So Rob, I'm sure we could be accused of using news stories that highlight that we've been correct

1:16.7

about things and they'd be absolutely right.

1:19.0

And that's why we are bringing you, well at least one of the reasons we are bringing you this news story.

1:24.8

Of course we've used this report before and it's really important to keep on track of areas that are doing well and also areas that are not.

1:32.0

So when we're looking at cities for capital growth, top of the

1:35.6

charts is Liverpool, followed by Belfast, Nottingham, Leicester, Manchester, Edinburgh and Birmingham.

1:42.2

And if we look at cities in England, ones that we've picked out,

1:46.0

as places to watch this year, we have four of the top five,

1:49.0

so we're pretty pleased with ourselves.

1:51.0

People won't be that pleased though, Rob Rob if they've been investing in Aberdeen,

...

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