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The Property Podcast

TPP175: Alternative ways to finance a property investment

The Property Podcast

Rob Bence & Rob Dix

Business News, News, Business, Education, Investing

4.82K Ratings

🗓️ 21 July 2016

⏱️ 39 minutes

🧾️ Download transcript

Summary

This week it's all about the money, as we explore alternative ways to raise funds for your property investments. We explore the pros and cons of using: Credit cards (!) Bridging finance Private finance Joint ventures Second charge loans Each funding source we discuss could be (and most will be) a separate episode in itself – but in this value-packed episode we give you a quick run-through of the different strategies you might want to have in your kit, and how to decide which is the right tool for the job. Resource of the week You've probably rhetorically asked yourself, "where did today go?" – but with Toggl, you can actually look back and check. It's a time-tracking tool (that integrates nicely with Chrome) that makes it easy to monitor the amount of time you spend on different tasks and projects. It involves some manual work and discipline, but the act of being mindful of your time can be beneficial in itself – and Toggl gives you reports that you can dig into to review your biggest time-sucks. Certainly this won't be for everyone – but if you feel like you'd benefit from the insight of knowing how you spend your days, Toggl is a great (and free) way of doing it. News this week As reported in The Telegraph, six commercial property funds have suspended trading – basically meaning that investors aren't allowed to take their money out. We discuss the nature of different types of funds, and what (if anything) this news tells us about the future of commercial property. Join the conversation Which of the financing methods we mentioned have you made use of? Are there any others that we didn't think of? We’d love to know, so join the discussion in The Property Hub! If you enjoyed The Property Podcast, please leave a review on iTunes Reviews are really important in helping other people to find the show, so by way of thanks we read out every single review we receive on air. If you’d like to hear your name on the show, leave us a review on iTunes here. Not sure how to leave a review? This video shows you how to review and subscribe on iTunes.   See omnystudio.com/listener for privacy information.

Transcript

Click on a timestamp to play from that location

0:00.0

Welcome to the Property Podcast, it's Rob B with Rob D. They say it's all about the

0:04.7

Benjamin's, maybe in the UK it's about the Adam Smiths. Yes, we're talking

0:09.1

about money. Queue the funky intro music. Oh, very nice. It's not often that we bash out a specialized intro.

0:24.0

Very nice, it's very nice,

0:27.0

it's not often that we bash out a specialized intro.

0:34.0

Very nice indeed.

0:35.0

Good way to kick off episode 175 of the Property Podcast, where it is all about the money.

0:41.8

We're talking about alternative ways to finance a property investment.

0:45.5

No money down is dead, buried, it's been gone for years, but there are still lots of clever ways

0:49.5

by which you can achieve, not quite the same thing, but you can definitely cut down on the amount of

0:53.6

your own cash that you need to sink into your property deals.

0:57.0

So that is what we're going to be talking about as well as news, resources and a lot to

1:02.0

pack in Rob. Load lot to pack in Rob

1:03.0

loads to pack in this is a bumper episode to be fair we were saying before we

1:06.9

started recording that this could be three four maybe five podcasts so maybe we'll do that in the future but this is going to be

1:13.7

an intro just to make you aware of concepts that you may have not considered before

1:17.2

some you might think oh that could be worth investigating and some you think well it's

1:21.0

definitely not for me but at least you'll know.

1:23.2

So because of the vagaries of when we've recorded the last few episodes, this is the first time

1:28.5

that we've got to talk about the meet-ups that we went to a couple of weeks ago now, which feels like a really long time ago, but worth

1:36.6

mentioning because the meetups were fantastic. Once again, we had more than 30 of them around

1:41.5

the country. I was in Leamington Spa, which was an absolutely

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