I mean, you need to have a plan. You need to have this conversation because if you think

40 is too late, what are you going to do? Wait till 50 and then just keep picking it down

the road. You need to start planning, start figuring out what you need to do or else you're

going to end up having to make up ground.

Hey guys, welcome to this episode of the Rachel Crucio podcast. I'm so glad that you're

here. So in this episode, we're going to talk about common mistakes people make when

it comes to their money and how to avoid them. Then you'll hear a conversation I had with

Smart Vester Pro Chase Keen. So we're going to talk about all things investing. You do

not want to miss this conversation. But first, let's talk about how freaking crazy the housing

market is. So here are the top mistakes people make when buying a home. Okay, it's no

secret. The housing market is insane right now. I mean, it's crazy. And the median home

cost was more than $50,000 from 2020 to 2021. And Zillow expects the year over year rate

of a home, the price going up, peaking in May at 21.6% in growth. It's insane. And interest

rates as well, the Federal Reserve announced that they're planning on raising those this

year, which means that new buyers will end up paying more for their home over time.

So out there, it's just competitive. And you got to be on your endgame if you want to buy

a home because it's just nuts. But there are some common home buying mistakes that I

want you to avoid. Even though it's a competitive market out there, I want you to remember these

things. So let's get started. Number one, buying at the top of your budgets. So you go

and see, okay, how much how much can we take out? And you see that number and you're

run with it. And you're like, this is it. This is it. This is it. This is what they'll

give us. This is what we want. But what you don't think about is all the other things that

...