Brought to you by the Every Dollar app.

Start budgeting for free today.

Hi, I have a difficult decision to make, and I wanted to see if I could get to my advice.

You can.

It's a financial decision until about four years ago.

I helped my brother go through you know I helped them

move into my home never charged him anything and I helped them get a car under my credit

that he pays my financial situation has changed a lot since and we went from being a family

that was making over $400,000 a year

to half of that this year, because my husband made a change in careers that will end up paying off

and it will be a life-changing move, but for now it is not.

We had to move and now I need to, we want to purchase a home, but when we went through

the process of getting approved, the person that went through our debt said, you need to

get rid of this debt and pay it off

among others um and i went to my brother right now he's fully recovered it's been for years he

has stocks he has cd's he has a full retirement he makes commissions and is living a good life um and he basically said, no, I'm not going to take that up on my credit and I'm not going to pay off the car.

So I'm in have to make the tough decision to either pay it off myself and put it under my name and then repo it and sell it and send him

whatever's left off from paying myself back or you can't repo it because if you do that that's

going to destroy your finances no what I'm thinking about is paying it off. How much is it? How much is it left?

It's 11,000. Okay. Yeah.

And once it's under my name, going and having a company pick it up, because I'll be the owner of the title.

How are you going to put it under your name? How is that? Because it's his loan that you co-signed, right? No, it's my

...