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Money Girl

Too Rich for a Roth IRA? Use 3 Legal Ways to Have One

Money Girl

Macmillan Holdings, LLC

Entrepreneurship, Education, Investing, Business, How To

4.61.8K Ratings

🗓️ 5 April 2023

⏱️ 19 minutes

🧾️ Download transcript

Summary

Laura covers three legit ways to have a Roth IRA–even if you’re technically ineligible because you earn too much–and why their tax-free benefits are so powerful for young owners and retirees.

Money Girl is hosted by Laura Adams. A transcript is available at Simplecast.

Have a money question? Send an email to money@quickanddirtytips.com or leave a voicemail at 302-365-0308.

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Money Girl is a part of Quick and Dirty Tips.

Links: 
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Transcript

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0:00.0

Hey friends, thanks for joining me on another weekly Money Girl episode.

0:09.7

My name is Laura Adams, I'm a personal finance expert and author of several books, including

0:14.4

Debt Free Blueprint, How to Get Out of Debt, Build a Financial Life You Love, and my

0:18.8

most recent title, Money Smart Solo Prenure, a personal finance system for freelancers,

0:24.3

entrepreneurs, and side hustlers.

0:26.6

Money Smart Solo Prenure was a number one Amazon new release, and it's available as a

0:31.2

paperback, e-book, and audiobook.

0:34.6

Since 2008, I've been here bringing you personal finance and small business tips that boost

0:39.4

your financial wisdom, wellness, and security.

0:42.9

I cover a range of topics and also interview subject matter experts and interesting folks

0:47.9

from time to time.

0:49.2

I'd love to hear from you if you're enjoying the show or have used it to up-level your

0:54.2

finances in any way.

0:56.1

In fact, a recent review on Apple Podcasts is from Level Up, who says very approachable

1:03.3

and applicable insights into creating and expanding wealth, as well as dipping your toe into

1:08.3

the choppy seas of keeping track of your dollars and cents.

1:12.5

Thank you so much, Level Up, I appreciate your kind words, and I hope you'll also participate

1:17.7

by leaving a review, subscribing, and sending your money questions or comments.

1:23.4

One way to do that is leaving a message at 302-3640-308, or you can visit LauraDatoms.com

1:32.8

to use my email contact page, and while you're there, learn more about my work, books, and

1:38.0

debt, and credit courses.

1:40.2

Today, I want to talk about Roth IRAs, because lately I've been thinking a lot about how my

...

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