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new for sale and rental listings July 24th through June 2025. Number one trusted based on

August 2025 proprietary survey among real estate professionals. Here's your morning TNB Tech

Minute for Tuesday, January 13th. I'm Julie Chang for the Wall Street Journal. Microsoft has made new pledges

that would benefit the communities hosting its massive data centers for training AI models.

The company has committed to paying high enough electricity rates to cover the electricity

costs of its data center so they aren't passed on to consumers. Microsoft has also committed to replenishing

more water than it withdraws locally and paying the full property tax rate. The plan confirms a

social media post from President Trump yesterday. The pledges are the latest attempt by the tech sector

to win public support for unpopular infrastructure that many voters fear will increase electricity prices.

J.P. Morgan Chase reported that the bank's profit fell in the fourth quarter of 2025. Last week,

J.P. Morgan said it would be acquiring the Apple credit card program from Goldman Sachs. The move dragged

down the quarter's results as it led J.P. Morgan to take an extra

$2.2 billion charge for potential future loan losses on the roughly $20 billion in balances.

The bank's fourth quarter, 2025 profit decreased by 7% to $13 billion,

...