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The Ramsey Show Highlights

This Is The Reason You Haven't Gotten Out Of Debt

The Ramsey Show Highlights

Ramsey Network

Investing, Self-improvement, Education, Business

4.5840 Ratings

🗓️ 27 March 2026

⏱️ 10 minutes

🧾️ Download transcript

Summary

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Transcript

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0:00.0

Brought to you by the Every Dollar app. Start budgeting for free today.

0:06.6

My husband and I recently had a baby. The last few years I've worked as a travel nurse.

0:11.6

And because we just had the baby, I took a position as a staff making three times less than I was making before.

0:19.6

So we're just trying to figure out how to pay off 150,000 without me going back to traveling.

0:25.2

What are you making his staff?

0:28.8

I make about 80K a year.

0:31.1

What does he make?

0:32.5

He makes 82.

0:34.5

82.

0:35.4

So we have 162.

0:42.5

And you were making bank as a travel nurse, but that's not a good idea with a brand new baby. I agree. Right. So we decided to come back home, but it's taken a huge

0:49.1

hit on us financially because I'm so, I don't want to say I'm used to the money, but you know,

0:53.7

but you're used to the money.

0:55.2

Yeah.

0:56.1

Yeah.

0:56.6

That's okay.

0:57.2

That's a normal thing.

0:58.2

I mean, 240 versus 80s, different.

1:00.4

That's okay to say, yeah.

1:02.0

Yeah, for sure.

1:02.9

Big difference.

1:03.9

Yep.

...

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