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The Ramsey Show Highlights

Ramsey Network

Investing, Self-improvement, Education, Business

4.5 • 840 Ratings

🗓️ 6 August 2024

⏱️ 8 minutes

🔗️ Recording | iTunes | RSS

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Summary

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Transcript

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0:00.0	Brought to you by the Every Dollar app.
0:04.3	Start budgeting for free today.
0:06.5	I am 26 and I'm about $150,000 in debt.
0:12.5	And I'm just dreaming, trying to figure out how can I change my life?
0:16.5	How can I get out of this debt?
0:17.9	I just feel like I'm stuck.
0:20.7	So I just really need your advice on how I get out of this debt? I just feel like I'm stuck. Um, so I just really need your advice on how I
0:23.0	get out of this financial mess. Um, and I think housing is a big part of my budget that I really
0:29.0	can't afford right now. Hmm. Okay. What are you making? So I actually just got a new job and I'm making
0:36.8	55 base and I'm in sales, medical sales, so I'm going to be able to get commission.
0:43.6	Great. So you think it'll be like 100K with your commission?
0:47.3	I really hope so because that would make a significant impact on me that I think.
0:52.1	Absolutely. I'm with my boyfriend as well.
0:55.6	Okay.
1:05.3	What is the 150 in debt? So 88 of it is student loans. My monthly payments fix and it's not insane. That's about $105 a month, but the credit cards is really where I got into trouble, and I had
1:13.4	to move unexpectedly. So they just crept up, and now I'm in a spot where I can pretty much
1:19.7	only pay the minimum on everything.
1:21.5	How much do you owe on credit cards?
1:23.4	I would say about $32,000.
1:30.6	Okay.
1:31.3	And what's the rest?
1:32.9	Car?
	...

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