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The Ramsey Show Highlights

The Solar Panels I Installed Destroyed My Roof!

The Ramsey Show Highlights

Ramsey Network

Investing, Self-improvement, Education, Business

4.5840 Ratings

🗓️ 29 March 2026

⏱️ 7 minutes

🧾️ Download transcript

Summary

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Transcript

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0:00.0

Brought to you by the Every Dollar app.

0:04.3

Start budgeting for free today.

0:06.4

I bought a home last summer.

0:08.2

I had a solar system installed that was financed and warranted

0:12.0

through a company called Cenova.

0:14.0

Part of the pricing was originally inclusive of a long-term,

0:17.7

like roof penetration, leak warranty, and a power production guarantee. Long story

0:23.0

short, a couple months into my home purchase has started leaking. So I had to have the system

0:28.7

removed and ultimately had the whole roof replaced. To make matters worse during that time,

0:33.8

Sinova went bankrupt and a company called Sunstrong took over the lease. But unfortunately,

0:39.3

they claim that they are not responsible for any of the warranties or guarantees going forward.

0:44.1

So currently, I've got about $50,000 balance on the loan, and all of the solar panels are in my

0:50.2

backyard. So I'm trying to get your feedback on what the best next steps would be. Should I just

0:55.3

take it as a dumb tax and pay it off? Or would you personally have them reinstalled and just know

1:00.8

that any future roof leak risk is something that I'd be taking out personally?

1:06.5

Wow. What a mess.

1:18.2

Well, a couple things. I would probably gather some information from an attorney to be sure exactly where you stand on this.

1:25.9

But I think you've assessed this correctly because I think the warranty was probably offered by the company that went bankrupt.

1:27.5

And so the warranty's worth nothing.

1:34.3

The lease, which is where you financed the solar panels, is a separate contract, and that money stands separate of that warranted guarantee, although morally it shouldn't, but I think

1:38.5

that's probably the way this is structured legally.

1:42.5

And so, um,

...

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