This week's episode is sponsored by Experian, the UK's most trusted credit score.

Even the simplest things in life can sometimes feel complicated.

Have you ever found yourself having to explain the English league system to someone who isn't into football?

If not, this is what it's like.

There are four professional divisions.

The top division is the Premier League.

That one's easy.

Below that, what used to be the

first division, despite actually being the second division, is now called the championship.

Below that, the third league is called League One, and below that the fourth league is, of course,

league two. Maybe you're supposed to start from the bottom, you might think. But if you do that,

you start with League two, then League 1 is second, not first.

It all works perfectly well. It's just that explaining it can be very complicated.

Some simple things often do feel complicated, but getting a better deal on credit cards,

loans and mortgages doesn't need to be one of them. All you need to make it simple is a little

help from Experian. Plainly put, your Experian credit

score is like a financial report card. It helps you understand how lenders see you before you

apply for credit. Experian's free app lets you see your credit score and report for free and

gives you tips to improve it, meaning you could get better deals on credit cards, loans and mortgages.

Download their free Experian app and improve your credit score today.

Experian Limited is a credit broker, not a lender.

This episode is brought to you by the You Switch mobile network of the year, GIFGAF.

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