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slash setup welcome to the nerd wallet smart money podcast where we answer your

personal finance questions and help you feel a little smarter about what you do with your money.

I'm your host, Sean Piles.

And I'm your other host, Liz Weston.

As always, be sure to send us your money questions.

Call or text us on the Nerd Hotline at 901-7306373.

That's 901-730 Nerd.

Or email us at podcast at nerdwollet.com.

And while you're at it, please rate, review, and subscribe wherever you're getting this podcast.

This episode, we're going to talk with our resident home buying pro, Holden Lewis, about whether home renovation projects will improve your mortgage refinancing chances. and if it's even a good time to refinance anymore.

But first, for the this week in your money segment, Liz and I are going to discuss some interesting insights about how folks are managing their finances as a result of the global pandemic.

Nerdwlett commissioned a Harris Poll survey of more than 2,000 adults, and we found some pretty interesting things. First off, our incomes have really taken a hit. Close to seven in 10

Americans say their household income has been negatively impacted by COVID-19, including 80%

each of millennials and Gen Ziers. Another thing we found is that a lot of people are worried about

home buying. About three quarters of Americans say that they have concerns about buying a new home in

2020 due to the pandemic. Another top concern is the ability to safely tour potential homes,

followed by the ability to sell their current home. Finally, three quarters of Americans plan to take financial action after the pandemic ends,

...