Welcome back to the ESM podcast. I'm so thankful that you've joined. Today's episode is sponsored by Tyler Kane with statewide mortgage. He's a senior loan officer with 20 years of experience in helping people with their home mortgage needs, whether you're a first-time buyer,

looking to refinance, or just want to discuss future home ownership goals, give Tyler a call

813-380-8487, or you can set up an appointment at his website, which is provided in the show notes.

It just does not get any better than Christians helping Christians.

Speaking of which, thank you again for being here with me.

Let's get started.

Welcome back today.

Thanks for listening.

So the last two weeks featured discussions about younger people.

We talked about those who were teenagers

and dating and those in their 20s as they enter into the covenant of marriage. There was certainly

application in both of those stories for people in the middle ages of their lives as well,

especially if they're raising kids and probably into retirement age also, but you could see that there

are diminished impacts as you age. Today, we're reversing everything. We're building towards

greater impact in the last one-third of your life. I am particularly speaking to those who are age

60 up through the date that you meet the Lord. Like our previous episodes,

there are important elements to this for those who are younger, particularly for Summer and

me, we're right in the middle line of all of this mid-40s and how we are preparing to transition

into the third phase of life. But to be very clear, the objective here

is to speak to those who are in what we sometimes call retirement age or the winter season of

life. And I want to encourage you to do some of your best work. It won't look the same as when

you were younger. You have more resources at your disposal, perhaps, time, finances,

...