4.6 • 2.8K Ratings
🗓️ 10 December 2025
⏱️ 64 minutes
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| 0:00.0 | Financial Mutant Quiz. Do you know the most underrated investment account for 2026? |
| 0:12.4 | I am so excited to talk about this because when it comes to investment accounts, you've got plenty of options that are pretty incredible. You've got 401ks, you've |
| 0:22.9 | got Roth IRAs, you've got traditional IRAs, but there is a single type of account that I would |
| 0:28.4 | argue is the most exciting, the actual sexiest of all of the investment accounts. Well, I feel like |
| 0:35.0 | we're single-handedly changing the dynamics of this |
| 0:37.8 | account. So without, you know, suspending, creating too much more suspense, we'll go ahead and |
| 0:43.6 | share. We think health savings accounts are fascinating and very powerful for your financial future |
| 0:51.0 | because they're not only triple tax advantage. There's potential to get a |
| 0:56.0 | quad benefit in there if you play your cards right. So what is a health savings account? Well, |
| 1:01.7 | quite simply, it's a type of tax advantage savings account offered to people that are |
| 1:06.3 | specifically enrolled in a high deductible health plan. And the goal of these accounts are to pay for qualified medical expenses. |
| 1:14.8 | And so these things are absolutely incredible. |
| 1:18.6 | Brian, you already led in with one of the most incredible things about them. |
| 1:22.7 | The thing that makes them so exciting is that they have tax benefits that combine tax benefits for some |
| 1:28.3 | or other favorite accounts all into one singular account. Think about this. I mean, we, I love Roth |
| 1:33.8 | accounts because they grow in completely tax-free. So for me to say this is potentially even |
| 1:38.8 | better than Roth accounts, we better have the receipts. And here's the actual receipts. |
| 1:44.1 | Triple tax advantage. |
| 1:45.3 | What do I mean when I say triple tax advantage with the potential for a quad is that all of your |
| 1:51.4 | contributions, assuming you qualify and can make contributions these accounts, are tax deductible. |
| 1:57.0 | You get a deduction on the front. That's powerful. You get to actually take a tax deduction |
| 2:00.7 | on the front end. The second thing is, the front. That's powerful. You get to actually take a tax deduction on the front end. |
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