Damian Hanchard, he got a question.

So he said, would you recommend allocating a 457B

to Ian's formula of two tech and two index funds

or should I leave it in my target retirement age?

So my target retirement age, I'm 42

and I'll be able to retire at 55.

Oh, I think it's a great question for Rishiah

to answer being the advisor.

I mean, I think regardless of what you're in,

like I thought you kind of like splitting hairs

but like Rishiah, what do you think?

Yeah, I think the target date funds are a good way to go

because it automatically changes

as you get closer to retirement.

So like if it's like 2050, 2055, 2060,

it's automatically gonna be aggressive when you're young

and then it gets more conservative

as you close to that target date.

So at least you wanna have some exposure in that,

maybe not the whole entire thing.

5050 is always a good choice as well.

Like if you really feel comfortable about a fund,

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