Welcome. This is the Hustler's Guide to Tech, where you don't need a degree from Harvard or Stanford or a STEM education or none of that.

All you need is drive, ambition, and the will to get it done. In other words, you need to be a hustler.

No doubt. And we're here today with my co-ho, Shaka.

What's happening in Shaka? Happy to be here, man. Excited. Shaka. What's happening, Shaka.

Happy to be here, man, excited.

Shaka came straight out the penitentiary, sold books off the street.

Yeah, out the trunk of the car.

Oh, the trunk of the car by himself, that he published himself.

And now is the New York Times bestselling author.

And we're here talking to Ram, the CEO of Earnin, where you can get paid as soon as you work.

And then we're here with Vaughn, the hustler, who's taking advantage of that and getting his.

So let's get into it.

Let's get into it, man.

So dope name.

I love the name Earning.

The first thing that came to my mind was Harry D. Money Earned Mount Vernon. I was like name, Ernin. The first thing that came to my mind was, Kevin D. Money Earned Mount Vernon.

I was like, that's the house for name right there, Ernan, though, you know.

Money earning.

Yeah, money earning, right? But that's like a brilliant concept.

Well, why don't you tell us, like, what earning is and what it does?

Yeah, so there's this problem that people now call the $400

problem, which is 40% in the country can't find $400. And to me, it's crazy that that happens

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