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Sometimes it can be hard to think about what you as an individual can do to minimize the threat of climate change.

Sure, be a good global citizen,

avoid fossil fuels, use less water, but you know what really talks the talk? Your money.

We have to be honest with ourselves that our individual impact isn't going to change the world

on its own. It's really going to be a group effort to create systemic solutions to climate change.

And the more people who choose a bank based on its sustainable focus, the more of a it's really going to be a group effort to create systemic solutions to climate change.

And the more people who choose a bank based on a sustainable focus, the more of a whole sustainability will have in the banking industry.

Welcome to the NerdWallet Smart Money podcast. I'm Sean Piles.

And I'm Caitlin Constantine. We're back with the third episode of our nerdy deep dive into the broad effects of climate change on our financial lives.

Caitlin, as I said at the top of the show, sometimes it feels like climate change is so overwhelming that, like, what can I really do as a single human being to save the planet?

Totally. I feel like that all the time. But as you also said, money talks. If you have money, there are choices that you can make about what you do with that money, like where it goes and how you use it.

And what you do can speak volumes to, for example, the people who make environmental policy.

...