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The Dr. Phil Podcast

The Body Count Clause: How Valuable Is Your Life?

The Dr. Phil Podcast

Dr. Phil McGraw

Society & Culture, Education

4.313.5K Ratings

🗓️ 23 August 2025

⏱️ 12 minutes

🧾️ Download transcript

Summary

Buried in the fine print of daily life is a deal you never signed—one that trades convenience for casualties. They call it "acceptable risk." But behind that phrase are real bodies, real families, and a cost you never chose.

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Transcript

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0:00.0

Today I want to talk to you about safety of you and your family.

0:04.4

Now, I'm not talking about safety against criminals or getting robbed, that kind of thing.

0:09.7

I'm talking about safety in your everyday walk of life, concerning daily risk of just

0:16.1

kind of moving about the world, risks that could be life-threatening, but yet we choose to live with these

0:22.9

conditions or activities anyway. Now, there's a big question here, and I really want you to ask

0:28.6

yourself, why would we do that? Why would we knowingly subject ourselves, our children, to situations, circumstances, activities

0:41.3

that could seriously injure or, in fact, kill them.

0:50.7

Or kill us.

0:52.7

Some skiers can be seen jumping off before the chairs crash into one another.

0:58.1

That's the real story.

1:01.0

Now, hopefully I'm making you think here by asking yourself the questions.

1:06.1

What are the risks that I live with?

1:09.0

Do I make a conscious decision to live with them, or am I just

1:13.5

not thinking about it? Am I assuming somebody else is looking out for me and mine? I'll bet if you

1:20.8

do stop and think about it, you would say, you're aware that you take a certain amount of risk

1:26.5

every day regarding you and your family,

1:29.1

and that that's just life.

1:30.8

I mean, let's face it, we can't live in a bubble, right?

1:33.6

So where is the line?

1:36.6

You can't live in a bubble, but where is the line about what is an acceptable level of risk?

1:43.0

And who decides what that is? Is it you? Is it some manufacturer

1:48.0

of something you use, maybe your car or a ladder or your house? Is it the government? Now,

...

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