meta_pixel
Tapesearch Logo
Log in
The Rachel Cruze Show

The #1 Thing Keeping You From Building Wealth with Dr. John Delony

The Rachel Cruze Show

Ramsey Network

Self-improvement, Education, Investing, Business

4.83.6K Ratings

🗓️ 25 April 2022

⏱️ 34 minutes

🧾️ Download transcript

Summary

We all want to build wealth, right? But there are a few things that can either speed up or get in the way of that process—let’s talk about them. We’ll go over the reasons why debt is NOT a wealth-building tool, I’ll talk with my friend Dr. John Delony about something that’s super important to include in your budget, and we’ll compare the top budgeting apps so you can start taking control of your money as quickly as possible! In this episode: Why You Can’t Build Wealth With Debt Why Every American Should Have THIS in Their Budget with Dr. John Delony I Compared the Top Budgeting Apps (Here’s What I Found) Helpful Resources: Own Your Past, Change Your Future EveryDollar Christian Healthcare Ministries Sponsors pay the producer of this show, The Lampo Group, LLC, advertising fees for mentioning their services or products during programming. Advertising fees are not based upon or otherwise tied to any product sale or business transacted between any consumer or sponsor. The following sponsor has paid for the programming you are viewing: Christian Healthcare Ministries. Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcript

Click on a timestamp to play from that location

0:00.0

For you to get these little $200 airline ticket that I get for free with these points

0:11.1

that I've been saving up for years and years and years, you get that free because other

0:14.4

people are not paying their bills.

0:16.6

That's what's happening.

0:17.6

So listen, it's just a game and I'm done.

0:19.1

I don't want to be part of the game.

0:20.1

I'm done.

0:21.1

Hey guys, welcome to this episode of the Rachel Crucio podcast.

0:25.7

I'm so glad that you're here.

0:28.0

So in this episode, we're going to talk about the number one thing keeping you from building

0:32.6

wealth.

0:33.6

I'm also going to compare some of the most popular budgeting apps out there and share with

0:39.0

you what I have found.

0:40.7

Then I have a conversation with my friend and Ramsey Personality, Dr. John Zalone, about

0:46.3

therapy.

0:47.3

Mm-hmm.

0:48.3

Not to scare you off, but we talk about the importance of it and building it into your

0:52.6

monthly budget.

0:54.2

So first, let's talk about how you can truly build wealth and it's not with this.

1:00.9

So take a listen.

1:01.9

All right.

1:02.9

I'm going to throw out a kind of scary stat that I came across recently.

...

Please login to see the full transcript.

Disclaimer: The podcast and artwork embedded on this page are from Ramsey Network, and are the property of its owner and not affiliated with or endorsed by Tapesearch.

Generated transcripts are the property of Ramsey Network and are distributed freely under the Fair Use doctrine. Transcripts generated by Tapesearch are not guaranteed to be accurate.

Copyright © Tapesearch 2026.