Welcome to the Jill on Money Show. It's Friday, July 5th. I know, I know very few of you are working.

And just because the Labor Department is filled with people who are very nice, I'm not going to be slamming them and say,

why on earth are you releasing the monthly jobs report on the day after Independence Day when basically no one's working.

But okay, they're going to do that.

We don't know what it's going to be.

I can't imagine it's going to be particularly market moving the Friday after Independence Day

where it does really seem like nobody's

working the entire week. We're working though. In fact we are here answering

financial questions and if you've got one just go to Jill on Money.com,

click the contact us button and let us know if you would be willing to come on the

air. Now while you're on the website, don't forget, you've got to check out

our service. It's called Jill on Money Live. This is for 35 bucks. You have access to quarterly live webinars. We just concluded our webinar last week with Heather Schriver. It was all Social Security all the time. It was amazing. It was really just the most

Incredible quick-paced hour on Social Security you could imagine so helpful so interesting and

we're gonna have her back I just thought she was amazing so if you want to check

that out for $35 you can go watch that webinar from last week. You can also get four more live

webinars. You can also get bonus video content or anything else we decide to put up

behind that paywall.

So check it out, Jill on Money Live.

Okay, now today, our Friday focus is about Tax Smart investing.

And I always think it's funny when people start talking about their investments as if they like,

you know, oh I have this, I have this, I have this, but they don't really factor in that taxes are due.

The great thing is that the long-term capital gains rate is lower

...