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I'm John Batcher, the Friends Viscid Debating Society with Devon Nunes.

Of true social, commenting on the weather of the Central Valley,

commenting on the failure of a very large and important bank,

Silicon Valley Bank and perhaps others as well.

And also, I'm asking Devon to comment on Vignettes.

Part of the story is that not only are startups, tech startups,

troubled by the failure of the Silicon Valley Bank,

but also Vignettes, large Vignettes in California,

have deposits and money tied up at SVB.

So I ask Devon, does this describe people you know

in the wine business or does this describe the billionaires

who buy vineyards as an entertainment?

John, you basically hit it on the head.

So this bank that you brought up, First Republic,

...