We are strong, we are wise, we will not apologize.

We are here, we will thrive.

Together we will rise.

With a little bit of faith and everything it takes, we are strong, we are wise.

Together we will rise.

March 2, 2025.

Welcome everybody to the Women and Money Podcasts, as well as everybody smart enough to listen.

Susie O. Here. And today is Susie School. And here's what I want you to know.

First of all, take out your notebooks because I think you're going to want to write things down.

Second, I'm going to touch on interest rates, then the stock market,

and I'm sure many of you are just freaked when it comes to Palantir. Even though I told you,

don't be surprised to see it down at 75 or 85, but that's another story. And if we have time, I will touch on real estate.

So let's begin. Have you been watching interest rates? Oh, you haven't, have you? Because interest

rates don't concern you unless, of course, you have a CD or a treasury maturing, which I'm going to also talk to you

about in a second. But currently, interest rates are coming down. For instance, the one-year treasury

is all the way down at about 4.09 percent. The two-year treasury is at about 3.9%. And the 10-year treasury is 4.2%. Okay. It would not shock me on any level

if the 10-year treasury goes down to 4%, which would be really, really great because then mortgage rates

would start to trend down. Will they trend down enough for many of you who are willing to sell

the house that you currently have at a 2.5 or 2.3% mortgage to possibly buy a new one at five and a half

percent, six percent, not exactly sure, but we will see. Let's get back to interest rates and why

I want to talk to you about this. As you know, many of you one year ago purchased one-year

certificates of deposits. In fact, many of you purchased those one-year certificates of deposits at

...