Before we get going, here's the bit where I remind you that nothing we discussed during the

super terrific happy hour should be considered as investment advice.

This conversation is for informational and hopefully entertainment purposes only.

So while we hope you find it both informative and entertaining,

to say nothing of super and terrific of course, please do your own research or

speak to a financial advisor before putting a dime of your money into these crazy markets.

And now, on with the show.

People always tell me, you should have your money working for you.

Because you send your money out there working for you.

A lot of times it gets fired.

When you go back there, what happened? I had my money, it was here, it was working for me. Yeah, I remember

your money.

We had to let him go.

Well, welcome everybody, to another edition of a super terrific happy hour.

Finally, Steph and I have found time in our busy schedule to sit down and chat together which has been way way too long

step what the hell have you been up to I've been in hibernation you know fearing

for the as wonderful as the first nine months of 2020 have been.

I'm trying not to make any major moves.

Yeah, yeah, it's getting curious or and curious or.

Isn't that the truth?

Now how is New York?

It is, you know, I guess without dressing it up too much, it's a post-apocalyptic hellscape.

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