Today is Saturday, January 25th. Wildfires that have devastated parts of the Los Angeles area in recent weeks have not only left behind unprecedented damage in Southern California, but they've also raised urgent questions for homeowners.

And it's not just California. Extreme weather is wreaking havoc across the country now, all while many insurers are scaling back coverage. So where does that leave you and your home?

Today, we're diving into the growing home insurance crisis in America. Our guest today shares

the three reasons insurers are refusing to renew more policies these days and the specific

tools they're using to identify the areas and homes they may want to drop. Amy Bach is a consumer

advocate and attorney who is the co-founder

and executive director of United Policyholders. That's a nonprofit nationally recognized for being

a trustworthy and useful information hub for consumers with expertise on insurance trends,

claims, coverage, public policy, and more. In addition to sharing why and how insurers are

dropping policies and raising

rates, she's sharing what homeowners in California and beyond can actually do about it.

Welcome, welcome to the Newsworthy special edition Saturday when we sit down with a different

expert or celebrity every Saturday to talk about something in the news. Don't forget to tune in

every Monday through Friday for our regular episodes where we provide

all the day's news in 10 minutes.

I'm Erica Mandy.

It's now time for today's special edition Saturday.

Amy Bach, thank you so much for joining us here on The Newsworthy.

I know things have been busy for you, so I appreciate your time.

Pleasure to be on, although I'm sorry for the circumstances that made you want to reach out.

To that point, I mean, California's governor has said these latest LA fires could end up being the

costliest natural disaster ever. Do you agree with that? What's the latest in terms of the loss

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