Someone Finally Snapped On Financial Audit

Financial Audit

Caleb Hammer

Education, Investing, Business, Self-improvement

4.6 • 633 Ratings

🗓️ 8 January 2025

⏱️ 95 minutes

🔗️ Recording | iTunes | RSS

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Summary

▶Her family is not aware of how much she owes her mom... so I call her sister and make her finally confront this INSANE situation, watch here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join ▶▶ *EOY* *SALE* Bundle my budgeting, debt + investing program for *33%* *off* : https://calebhammer.com/classpack/ *33%* *off* Book your free strategy session https://www.domainmoney.com/caleb to work with my CFP Adrianna or any of Domain Money’s other expert CFPs today! Limited Time $3,000 Deposit Bonus - Lock in 7% with Silo Markets: https://silomarkets.com/caleb ▶▶▶Watch this episode's *POST* *SHOW* + get *MORE* Financial Audit here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join ▶EDUCATION: 1) *EOY* *SALE* Bundle my budgeting, debt + investing program for *33%* *off* : https://calebhammer.com/classpack/ *33%* *off* 2) *EOY* *SALE* The best budgeting program online: https://calebhammer.com/budget *20%* *off* 3) *EOY* *SALE* Get my investing class and I’ll give you a $100 moomoo cash reward: https://calebhammer.com/investing *20%* *off* 4) *EOY* *SALE* Win with GOOD debt and get out of BAD debt correctly, learn in my debt program: https://calebhammer.com/formula *20%* *off* 5) Get your own free Hammer Financial Score: https://www.calebhammer.com _______________________ ▶RESOURCES 1) Checking & Savings: Get up to 4.60% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&adnetwork=brand *affiliate link 2) Important: The creator is a paid influencer and not affiliated with Moomoo Financial Inc. ("MFI") or its affiliates. Content outside of the moomoo ad has not been reviewed by MFI and reflects the influencer's own views. MFI does not endorse any strategies mentioned and is not responsible for the influencer's services. Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 4.6% on uninvested cash + an additional 3.5% APY Coupon for 3 months for new users!! Terms & Conditions Apply 3) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb 4) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer 5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad) 6) Advising: Book your free strategy session https://dmnmny.co/caleb to work with Adrianna or any of the other CFPs at Domain Money today! 7) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/ 8) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcript

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0:00.0	It's so funny because when you look at the guys, that's never a topic of conversation. Yeah. What you look like? Yeah. Did you watch the football last night? It's never about, I'll watch your skincare routine. Whereas women walk into a room and because we've been taught to be pitted against each other. Yeah. Not always, but sometimes there's, oh my God, you know, I can't. It's a bit of a barrier. Yeah, yeah. and it shouldn't be there.
0:01.1	We should be trying to change that stereotype, believing that there is space for everybody. To watch episodes of Financial Audit a week earlier, check us out on YouTube. If you could not find a food pantry, you would be starving. We don't know that. What's the alternative? Figuring it out. It's not so bad to be homeless. I need to stoop this down to a 15-year-old level. You want to go ahead and baby me because you can't handle your emotions about how I'm responding. By all means, go ahead. A little fattiness! I mean, just saying, I need a break. All of our education is bundled together for 15% off with a 30-day moneyback guarantee. Go to Calebhammer.com slash bundle. Or click the link in the description or pin comment below. Hi, my name is Avery. I'm 30 years old from Colleen, Texas, and this is the financial audit. What do you do for a living in Colleen, Texas? I'm a nanny. Oh, okay. Very cool. Okay, great. And how many hours a week are you working nannying? 20 to 30. All right. Colleen, it's an interesting town in terms of cost of living. It kind of really varies. Military town, You can see low end, but you can also kind of
1:28.5	see high end. Sometimes the market gets pushed up with like limited supply and a lot of people living
1:33.2	there. How are you feeling living in Colleen on 20 to 30 hours a week? What's your hourly pay?
1:37.9	$18 an hour. I feel pretty good coming from California to Texas. Ixas i should be doing better would you come
1:46.8	september last year okay but if it's 24 hours a week on average 25 hours a week on average
1:56.3	it's a thousand eight hundred hours a month not really what most people would consider. Oh, including an extra $125 a week because I do some extra things around the house. As a nanny, I do like laundry. So cleaning as well. Oh, that kind of stuff. More like that kind of stuff. Like tidy. Yeah. So an extra 180 a week? An extra $125 a week.
2:18.7	So that's $500 a month.
2:20.0	So $2,300.
2:21.1	Well, how do you feel living on that then?
2:26.8	Because again, we're talking less than $30,000 a year.
2:32.1	From my history and where I've come from, I'm okay with it.
2:34.9	Obviously, I know the possibilities of what I could be making.
2:38.0	So I...
2:38.2	How are you living?
2:38.8	Are you in-house, Nanny?
2:40.4	No.
2:41.0	So how are you living, though?
2:42.8	Because it is...
2:44.0	I don't pay rent.
2:45.3	How?
2:46.2	I live with my boyfriend, and he pays rent.
	...

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