This episode is brought to you by Slack. With Slack, you can bring all your people and

tools together in one place. It's your digital HQ where you can increase productivity,

enable flexibility and automate workflows. Plus, Slack is full of game-changing features

like huddles for quick check-ins or Slack Connect, which helps you connect with partners

inside and outside of your company. Slack, where the future works. Get started at

Slack.com slash DHQ.

Small business columnists at the Guardian newspaper, UK edition, US edition, as well as our

hometown newspaper, the Philadelphia Inquirer and other distinguished publications. He also

has a medium.com site where you can see Gene's articles. And one in particular is, given

us, is about planning for retirement and a new law from Washington. Secure Act 2.0, which

is now a law of the land. What is it, Gene?

So, guys, if you're listening to this and you're an employee of the business or you are

running a business, you really need to pay attention to Secure 2.0. It's the next upgrade

from the original Secure Act back in 2019. This legislation passed as part of the omnibus

spending bill that passed Congress at the very end of 2022. And the aim of the legislation

is to encourage more people to save for retirement and more employers to help their employees

save for retirement through 401k plans. And let me just say, John, that the more that employers

you, if you're a business owner, the more that you can encourage your employees to put

money away for their retirement, the more you can put money away for your retirement.

Because a lot of these 401k plans, you can only put away so much if you're an owner or

a highly compensated individual. You can't put a discriminated more amount than your

lower paid employees. So the more that they save, the more that you can save. And the

...