Hi folks and welcome to the meaningful money podcast. This is season 24, episode 9.

Yes, welcome back to you dear listener. I thank you for gracing us with your attention for the next 30

minutes or so. Thank you dear Roger for gracing us with your presence and your sage wisdom once

again gracing the present sides. I have more press gang here I think. It's great to be here and

pass on my lengthy knowledge through this subject. Well actually again today we're getting to

my specialist subject retirement planning and how to simplify the approach to it so you can make

it as easy as possible. I feel like there's not chance of us getting this in sort of 30 minutes.

It might be a bit longer than that but we'll see towards the end we shall see after the main body

of the show as usual. We'll read a review that's been left by listener, answer a listener

question. This week it is about, I have to remember now, consolidating workplace pension is quite

pertinent really given what we're talking about. So yeah so look forward to that.

Yep and remember that the notes and links from today's show are the show notes.

The only link you need to remember at meaningfulmoney.tv, 4-slash, SE9 that's

simplify everything. Okay let's look at everything you need to know. Retirement planning is complex.

I feel like it's a bit of a no-something Sherlock. We don't need a parental advisory sticker on

this podcast. Retirement planning is complex and before we start talking about simplified I think

it's worth noting just how complicated it is. Oh it's one other thing. I mean as long as I've been

on YouTube and the podcast preaching that a lot of people, most people, arguably don't need to

seek professional financial advice. I've always said that if there is one time in life that

everybody can benefit from seeing a professional financial advisor it is at retirement.

Oh very much so there's so many factors to consider and take into account at this point in time.

Yep. You know income, the sources of the income when the start dates will be, whether the

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