Should I Take My Pension Buyout or Monthly Checks?

Ramsey Everyday Millionaires

Ramsey Network

Business, Careers, Investing

4.8 • 3.6K Ratings

🗓️ 30 July 2025

⏱️ 8 minutes

🔗️ Recording | iTunes | RSS

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Summary

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Transcript

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0:00.0	This episode is brought to you by SmartVestor.
0:07.9	Connect with an investing pro near you at ramsysolutions.com slash smartvester.
0:13.9	Mike's in Charleston, South Carolina.
0:15.9	Hey, Mike, what's up?
0:17.0	Hey, how you doing, Dave?
0:17.9	Thanks for taking my call.
0:19.1	Sure.
0:19.6	How can we help?
0:20.9	I kind of got a pension question.
0:23.1	Okay.
0:23.8	My company offers a pension of, say, $3,200 a month,
0:29.5	and the survivorship from my wife would be $2,400 a month.
0:34.7	Mm-hmm.
0:35.9	And no question, she outlived me.
0:39.4	I'm 58.
0:40.8	Is she plotting your death, or do we know?
0:45.2	No, but you know what?
0:47.1	She knows.
0:50.5	She knows she's going to outlive me.
0:52.7	Okay.
0:53.7	Sharon keeps telling me this, and I just ask her why she's so sure, but that's what bothers me, so I'm just saying.
0:59.1	All right.
	...

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