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Money Rehab with Nicole Lapin

"Should I Stop Investing In Oil Even Though It Makes Me Money?"

Money Rehab with Nicole Lapin

Money News Network

Education, Self-improvement, Business

4.41.4K Ratings

🗓️ 21 July 2025

⏱️ 15 minutes

🧾️ Download transcript

Summary

Nicole answers an email from a listener who wants to know: will renewable energy companies ever outperform oil? Nicole's advice goes beyond market trends, and gets at the heart at the responsibility we have to both our financial future— and the future of the planet. Find Barron's list of top ESG companies here: https://www.barrons.com/articles/most-sustainable-esg-us-companies-1b5f70fd All investing involves the risk of loss, including loss of principal. Brokerage services for US-listed, registered securities, options and bonds in a self-directed account are offered by Public Investing, Inc., member FINRA & SIPC. Public Investing offers a High-Yield Cash Account where funds from this account are automatically deposited into partner banks where they earn interest and are eligible for FDIC insurance; Public Investing is not a bank. Cryptocurrency trading services are offered by Bakkt Crypto Solutions, LLC (NMLS ID 1890144), which is licensed to engage in virtual currency business activity by the NYSDFS. Cryptocurrency is highly speculative, involves a high degree of risk, and has the potential for loss of the entire amount of an investment. Cryptocurrency holdings are not protected by the FDIC or SIPC.  *APY as of 6/30/25, offered by Public Investing, member FINRA/SIPC. Rate subject to change. See terms of IRA Match Program here: public.com/disclosures/ira-match.

Transcript

Click on a timestamp to play from that location

0:00.0

You know what I'm really over?

0:01.8

Fees.

0:02.7

Concert ticket fees, cleaning fees on weekend rentals, a processing fee for existing.

0:09.4

It is endless.

0:10.7

And the worst part, these fees hit hardest when you're already trying to get ahead.

0:15.7

Fees are everywhere and they hurt you most when you're down.

0:19.5

That's why Chime offers fee-free banking,

0:21.8

which means no monthly fees, no overdraft fees, and no minimum balance fees. I once got hit with

0:27.4

a $15 maintenance fee just because my account dipped below the minimum balance for a single day.

0:33.8

I wasn't overspending. I was just timing my rent payments around payday. That fee felt like a big

0:39.7

penalty just for budgeting. But with Chime, I wouldn't have gotten charged for not being rich yet.

0:46.2

No minimum balances, no hidden fees, just breathing room when I actually would have needed it.

0:51.7

It is so simple. Banking should not cost you money. And with Chime, it doesn't. Open your account in two minutes at chime.com slash MNN. That's chime.com as in Money News Network. Chime feels like progress. Chime is a financial technology company, not a bank. Bank. Bank. Bank. Provided by the Bank oride Bank N.A. Members FDIC. Spot me eligibility requirements and overdraft limits apply.

1:11.8

Timing depends on submission of payment file. Fees apply at out of network ATMs. Bank ranking and number of ATMs, according to U.S. News and World Report 203. If you take only one thing away from today's episode, Money Rehabers, let it be this. In my not so humble opinion, public is the best brokerage for investing in bonds, stocks,

1:10.4

ETFs, options, and even crypto.

1:12.6

You can try it out for yourself and see why I love it so much. Public is the best brokerage for investing in bonds, stocks, ETFs, options, and even crypto.

1:29.1

You can try it out for yourself and see why I love it so much at public.com slash money rehab.

1:34.1

Public is legit the only platform I use to buy bonds.

1:37.4

Before public, I used to buy government bonds the hard way.

1:40.2

Slow websites, confusing interfaces, website designs straight out of the early 2000s, just picture

1:46.1

where fun goes to die. That was it. And then I found Public, about five years ago, and I have not

1:52.5

looked back. I can now finally buy bonds without wanting to rip my hair out. Public makes it so easy

...

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