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The Personal Finance Podcast

Should I Invest in REITS? (Money Q&A)

The Personal Finance Podcast

Andrew Giancola

Entrepreneurship, Investing, Business

4.6 • 1.2K Ratings

🗓️ 28 July 2025

⏱️ 40 minutes

🧾️ Download transcript

Summary

In this episode of the Personal Finance Podcast,  we are going to do a Money Q&A about  should I invest in REITS?  Today we are going to answer these questions: Question 1:  Should I buy Vanguard’s VNQ REIT for easy real estate investing instead of using Fundrise? Question 2: Should I invest extra cash, pay off my boat and car loans, or tackle my 8% rental mortgages first? Question 3: How do I save money for my kids if I don’t want a 529 and want them to use it for anything — not just college? Question 4: Is tax loss harvesting worth it for regular index fund investors — or should I just keep dollar-cost averaging? Question 5: Should I buy finance books now to learn more — or wait until my emergency fund and investments are set up? Question 6: I opened brokerage accounts in my name for my kids — how do I transfer these to them later without selling everything? How Andrew Can Help You:  Listen to The Business Show here. Don't let another year pass by without making significant strides toward your dreams. "Master Your Money Goals" is your pathway to a future where your aspirations are not just wishes but realities. Enroll now and make this year count! Join The Master Money Newsletter where you will become smarter with your money in 5 minutes or less per week Here! Learn to invest by joining  Index Fund Pro! This is Andrew’s course teaching you how to invest!  Watch The Master Money Youtube Channel! , Ask Andrew a question on Instagram or TikTok.  Learn how to get out of Debt by joining our Free Course  Leave Feedback or Episode Requests here.  Car buying Calculator here Thanks to Our Amazing Sponsors for supporting The Personal Finance Podcast. Shopify: Shopify makes it so easy to sell. Sign up for a one-dollar-per-month trial period at  shopify.com/pfp Thanks to Policy Genius for Sponsoring the show! Go to policygenius.com to get your free life insurance quote. Indeed: Start hiring NOW with a SEVENTY-FIVE DOLLAR SPONSORED JOB CREDIT to upgrade your job post at Indeed.com/personalfinance Go to https://joindeleteme.com/PFP20/ for 20% off! DELL: Get a new Dell AI PC starting at $749.99, at Dell.com/ai-pc.  This episode is sponsored by Plaud https://www.plaud.ai/ — an AI wearable gadget that takes notes of meetings and calls. With Plaud, you don’t have to take notes and make summaries anymore. Shop outdoor furniture, grills, lawn games, and WAY more for WAY less. Head to wayfair.com  Visit www.functionhealth.com/PERSONALFINANCE  or use gift code PERSONALFINANCE100 at sign-up to own your health.  Get 50% Off Monarch Money, the all-in-one financial tool at www.monarchmoney.com/PFP   Links Mentioned in This Episode:  How to Invest In Real Estate Without the Headaches (Fundrise VS REITS!) 9 Things You Need to Do to Become a Millionaire Next Door Connect With Andrew on Social Media:  Instagram  TikTok Twitter  Master Money Website  Master Money Youtube Channel   Free Guides:   The Stairway to Wealth: The Order of Operations for your Money  How to Negotiate Your Salary  The 75 Day Money Challenge  Get out Of Debt Fast  Take the Money Personality Quiz Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcript

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On this episode of the Personal Finance podcast, should I invest in REITs on this money Q&A?

1:24.0

Music money Q&A.

2:02.1

What's up, everybody, and welcome to the personal finance podcast. I'm your host, Andrew founder of mastermoney.com. And today on the personal finance podcast, we're going to be talking through six of your questions on this money Q&A. If you guys have any questions, just join the master money newsletter. You go to mastermoney.com slash newsletter.

2:06.0

In any of those newsletter issues that come out every single week, you can ask a question based on those newsletters.

2:08.6

Now, don't forget to follow us on Spotify, Apple Podcasts, YouTube, or whatever podcast player

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