I'm Nicole Lapin, the only financial expert you don't need a dictionary to understand.

It's time for some money rehab.

How do I pay off student debt?

Should I buy a house?

These are tough questions enough to answer alone, but when combined, that is next level tough.

We got an email from listener Abby who is in exactly that situation, albeit with a pretty

great leg up.

In this intervention, we make a six figure decision.

Plus, when Scott Trench, CEO of the Real Estate Investing Platform, Bigger Pockets was on

the pod last week, he had some great suggestions on this topic too.

So you'll hear from him at the end of the episode, and he shares some little known financing

hacks that you can expect to see get super popular in the coming years.

But first, here's Abby.

Abby, welcome to Money Rehab.

Thank you so happy to be here.

I am so happy that you're here.

So what is your question?

So about over a year ago, my parents were gracious enough to give me $100,000 for a down payment

on a house.

After many attempts, I was living in San Diego and it just was impossible to buy a house.

So I ended up giving up on that.

So now I just have this money sitting in my bank account.

...