“She’s So Full of Crap She’s a Christmas Turkey!”
The Ramsey Show Highlights
Ramsey Network
4.5 • 840 Ratings
🗓️ 4 November 2025
⏱️ 4 minutes
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| 0:00.0 | Brought to you by the Every Dollar app. Start budgeting for free today. |
| 0:06.8 | So a question is, is I am being told by my ex-wife that I should cash out my 401K to purchase a home. |
| 0:15.3 | And the reason being is when we divorced about eight years ago or so, she basically took half my 401k and parlayed that |
| 0:23.9 | into purchasing a home. Five years later, sold that home for a good profit. And so now, |
| 0:32.1 | and then bought another one. And so she's saying, hey, you know, you need to get out of stop renting |
| 0:38.5 | and you should really put some of that money into real estate. I'm so confused. Why would anyone |
| 0:47.6 | ask their ex-wife for financial advice? Well, I saw what she had done with... |
| 0:56.3 | No, you didn't. |
| 0:57.2 | You saw what she said she did. |
| 1:00.3 | When she cashed out half of that 401K, she got charged the 10% penalty plus her tax rate. |
| 1:06.3 | She borrowed this money at 35% interest. |
| 1:08.7 | By the time she flipped this house and made money, she didn't even make money. |
| 1:12.9 | She's so full of crap, she's a Christmas turkey. |
| 1:17.6 | I see that, you know, with the house that that was purchased and sold, I mean, |
| 1:23.7 | you didn't see all the penalties and taxes she paid on the stupid withdrawal from the 401k that negated any profit that she made on the flip. |
| 1:31.9 | Yeah, that is true. |
| 1:33.0 | Okay, because this woman talks out of both sides of her head. |
| 1:35.5 | That's why she's called the ex-wife. |
| 1:38.0 | Yeah, although she is in the house and I'm still renting. |
| 1:41.5 | So I got to. |
| 1:42.7 | Yeah, and what she paid for it was a dear price. |
| 1:46.4 | Yeah. And sadly, it's probably so mathematically challenged she doesn't even realize it. |
... |
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