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What's going on, Linda?

Hi, thank you so much for taking my call.

Happy to do so. What's going on?

So my parents are retired and they're in the process of getting divorced.

My mom is going to be keeping the house,

but she won't have very much to live on. So my siblings and I are thinking of taking on the

mortgage. And my question is, does it make sense for us to take on the mortgage for this

house that's older and it needs significant renovations,

or should we try to sell and find my mom a new place to live?

I'm going for option number two because it's way cleaner.

I'm just, like when you started talking about that, my brain started imagining all the

ways that can go south because how many

siblings is it um there's three of us will be able to take on that responsibility so let's just

pretend you guys split the mortgage equally and then suddenly one sibling falls on hard times

or something happens in their world and they're not able to hold up their end of the bargain and so now it falls on hard times or something happens in their world and they're not able to hold up

their end of the bargain. And so now it falls on two siblings. And then God forbid something happens.

And another sibling goes through something with their life and their family. And they realize,

hey, this is not a priority. Do you see how that can kind of unravel very quickly?

Yeah, definitely. What we've

been thinking, though, is even if we try to buy something new, we'll still all have to pitch in.

So it's kind of... What is her retirement income?

...