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financial circumstances and borrowing history. T's and sees apply. You're going to be. Welcome back to the Winter Circle. I'm Cody and I'm Derek and we're back. We're doing

another live stream with you guys but also we're going to be posting this on our

YouTube channel so make sure if you guys haven't done

so already subscribe and turn on those notifications so you're the first to find out

when it goes live. Absolutely and and we like the lives they're obviously better for us because we get to talk to you while we're watching the show. Usually we watch the show and then we go back to you know we go back and record. I want to hear from you guys not necessarily the people in the chat right now

but the people who are watching this episode afterwards tell me what you think

about it do you still get value out of it because we're not watching it with you

live is it still something that you're going to

come to and watch and be honest be candid in the comments because if it's something

where anybody is coming after the live stream they're not really liking it

maybe we'll call an audible we'll switch it up but we think

there's an opportunity here where if you want to watch this live you can and if you

don't if you're not able to catch it maybe you throw this on in the background

...