Well, a growing number of people just live to be offended. Most of them are liberals, which is why

political correctness has run a muck in our society. A harmless advertisement in San Francisco has

been blown into a controversy because it gave some people waiting to be offended a reason to

claim they were offended. Now, the ad appears on Bill Bords and Bust-Up sponsored by a money lending

company. It reads, 10% down because you're too smart to rent. That's it. Obviously, it appeals to

people interested in buying a house, and that's the problem. The offended say the ad is smug

and insulting. It's even called mean-spirited because supposedly it's blaming people who cannot

afford houses for their own financial situation. It oozes self-congratulatory privilege, wrote one of

the offended. Now, San Francisco is a very expensive place to own property. That's the reality.

The median price for a one-bedroom condo is about $850,000, which means you would need 85

large for a 10% down payment. Since it's such a pricey place to live, most San Francisco residents

don't own property. They rent or live on the street. At the risk of offending the offended,

even more, here's another economic reality. People can move to less expensive places, where they too

can maybe afford to own. But if you live in high-priced areas, you pay high prices. It's just the way

things work, unless you want to sign back up for a subprime loan.