Today on Your Money, Your Wealth podcast number 332, does a Roth IRA conversion increase your

Medicare premiums? How can you convert to Roth and stay below the Irma threshold, that is,

Medicare's income-related monthly adjustment amount? Also, the fellow spitball a Roth conversion strategy

to account for required minimum distributions or RMDs. They cover those five-year

rules for withdrawing from your Roth, depending on whether you're over or under age 59 and a half.

And Big Al answers the question, how much should I have any Roth to be in a low-tapped bracket in

retirement while Joe falls asleep? Now it's your turn. Visit Your Money, Your Wealth.com,

and click Ask Joe and Big Al on air

to send in your money questions, comments, and stories,

rock's related or not.

I'm producer Andy Last,

and here are the hosts of Your Money, Your Wealth,

Joe Anderson, CFP, and Big Al Clopine CPA.

Frank from Minnesota ranked in.

If I move $100,000 from my 401k IRA account into a Roth IRA,

which we report on our 2020 taxes and pay the old taxes because of this is income,

how or if does this transfer then increase my income listed in the Social Security, which then could affect how much I pay for Medicare?

Basically, I know that your income can affect what you pay for Medicare.

I believe that if our income is over $170,000, then our monthly Medicare premium goes up.

So if we moved $100,000 to the Roth, and I have not seen the additional dollars show up in my

Social Security benefits for 2020, which then would cause us to have higher Medicare premiums in two years. Can I assume that the

move of money from my 401k IRA to a Roth IRA does not affect our Medicare costs in the coming

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