Roth Conversions and RMDs: EDU #2447

The Retirement and IRA Show

Jim Saulnier, CFP® & Chris Stein, CFP®

Business, Investing

2.2 • 673 Ratings

🗓️ 20 November 2024

⏱️ 70 minutes

🔗️ Recording | iTunes | RSS

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Summary

Jim and Chris sit down for a Discussion edition of the EDU series to talk through some listener questions on RMDs in relation to Roth Conversions (’tis the season!).

Transcript

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0:00.0	The retirement and IRA show represents the words and views of the show hosts exclusively and should not be construed as investment legal or tax advice.
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0:12.0	All economic and performance information is historical in nature and is not indicative of any future results.
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0:19.9	Diversification and asset allocation strategies do not assure profit or protect against loss.
0:23.8	Never make any investment or financial decisions based on information offered on this show
0:26.8	without first consulting your financial legal or tax advisor.
0:29.7	Financial planning services offered through Jim Solnior and Associates LLC, a registered investment advisor.
0:47.1	This is the retirement and IRA show coming to you from beautiful Northern Colorado.
0:52.8	Join us as certified financial planner Jim Sonier, as well as Colorado State University Finance Instructor and certified financial planner Chris Stein, teach you about IRAs,
0:58.2	borrow-in-case, annuities, Social Security, pension plans, and estate planning in a fun and enjoyable show.
1:05.4	Whether you are listening live in Colorado or streaming from their website or iTunes podcast,
1:10.7	Jim and Chris want you to know that they're
1:12.6	available to help you plan for your retirement. Just visit their website at Jimhelps.com.
1:18.5	That's Jim H-E-L-P-S dot com and click the Meet the Team button on the homepage.
1:24.8	Now here's Jim and Chris with today's show.
1:30.3	Hello, everybody everybody and welcome to the Retirement and IRA show EDU edition. On today's show,
1:37.0	we're going to dig a little deeper or at least talk a little bit more about a recent IRS. I don't know if I'd call it
1:48.1	a clarification as much as a reinforcement of the rules. I think the rule was fairly clear
1:56.2	before, but apparently must not have been clear enough to everyone because not everyone was dealing with it
2:01.6	properly. And the rule I'm talking about essentially is that you hear us talk on the show regularly
2:07.8	about how all of your IRAs are treated by the IRS as one big IRA, even though you might have a
	...

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