Rich People Only? Declan & Bailey’s 3% Down Victory INTERVIEW - 312
How to Buy a Home: The #1 First Time Home Buyer Podcast
David Sidoni
4.8 • 891 Ratings
🗓️ 20 February 2025
⏱️ 40 minutes
🧾️ Download transcript
Summary
Worried that an appraisal issue or a non-traditional career path (like still being a grad student) makes homeownership impossible? In this episode, David Sidoni chats with Declan and Bailey—new homeowners who once believed buying was “only for the rich”—to reveal how down payment assistance, flexible financing options, and the right support team can help first-time buyers find stability faster than they ever imagined .
Quote:
“I always thought buying a home was only for the super-rich, but here we are—homeowners with just 3% down!” - Bailey
Highlights:
- What if you face an appraisal gap? Discover how Declan and Bailey kept their deal alive.
- Could you buy a home while juggling grad school and a new job? Hear how they made it work.
- Is it possible to qualify for down payment assistance without a huge nest egg?
- What if your “perfect home” appears before your lease is up? Learn to manage the overlap.
- Could you overcome the fear of surprise expenses? Find out how these first-timers budgeted wisely.
- Is this really “just for rich people”? Listen as Declan and Bailey prove otherwise.
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David Sidoni, the "How to Buy a Home Guy," is a seasoned real estate professional and consumer advocate with two decades of experience helping first-time homebuyers navigate the real estate market. His podcast, "How to Buy a Home," is a trusted resource for anyone looking to buy their first home. It offers expert advice, actionable tips, and inspiring stories from real first-time homebuyers. With a focus on making the home-buying process accessible and understandable, David breaks down complex topics into easy-to-follow steps, covering everything from budgeting and financing to finding the right home and making an offer.
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Transcript
Click on a timestamp to play from that location
| 0:00.0 | Welcome to the show, homies. Today we've got answers on what to do when you have an appraisal |
| 0:06.4 | issue when you're buying a home. We also talk about how to buy a home when you're still a grad |
| 0:11.1 | student. And then we've got some really interesting information about how being a homeowner |
| 0:16.2 | means that you have so much more control that you can feel incredible stability that you never knew was possible. |
| 0:23.5 | How do we get the answers to all these questions? |
| 0:25.5 | From Declan and Bailey. |
| 0:27.0 | And Bailey said, and I quote, she thought buying a home was just for rich people. |
| 0:31.5 | But after going through the last lease ever process and talking to a unicorn agent, |
| 0:36.8 | take a listen to all the exciting things that |
| 0:39.3 | happen to them. Play the music. How to buy a home educates, protects, and connects first-time |
| 0:44.1 | home buyers to local qualified realtors specifically for first-time buyers. Whether you're looking |
| 0:48.6 | for DIY information or personal step-by-step guidance, how to buy a home is your number one |
| 0:53.6 | resource for first-time home buyers. |
| 0:55.8 | All right, homies got an exciting episode for you today because I've got an interview with |
| 1:00.4 | some buyers that closed in October. |
| 1:03.0 | We're actually recording this today, the day before the Super Bowl here in February. |
| 1:08.0 | So they've had a chance to settle in. |
| 1:11.0 | This is Declan and Bailey. |
| 1:13.1 | Welcome to the show. |
| 1:14.7 | Thanks for having us. |
| 1:16.1 | Let's get the full story. |
| 1:17.9 | You guys closed in October. |
... |
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