Joe, what would you tell a 30-year-old who already has enough money saved for retirement?

I tell him high-fived me right now.

Heck yeah, heck yeah, well we are going to be hearing from a listener today who is 30 and already has enough saved for retirement.

We're also going to be hearing from someone who's wondering if he should buy a single family

home or a multifamily and there's been some kerfuffle about VTS

and chill.

Yes, kerfuffle I believe is a technical term so we're going to be discussing that a little bit more as well.

Welcome to the Afford Anything Podcast, the show that understands you can afford anything but not everything.

Every choice carries a trade-off.

And that applies not just to your money but to your time your

focus your energy your attention to any limited resource you need to manage saying yes to

something always carries trade-offs, so what matters most?

This show covers five pillars, financial psychology, increasing your income, investing, real estate,

and entrepreneurship.

It's double-eye fire.

I'm your host, Paula Pant. I trained in economic reporting at Columbia. I hope you focus on what matters. Every other week I answer questions that come from you alongside my buddy, the former financial planner, Joe Saul C. Hi. What's up Joe?

Hey, I am super excited about today. How have you been Paula?

Honestly, I'm sick. I don't know if you can hear it in my voice. But I am sitting here,

for those of you watching on YouTube. I've got a bottle of cough syrup

literally on my desk. In the dark. Yeah, I'm in the dark. My face is kind of red. I can't have bright lights on. It's going to give me a searing headache.

So for those of you watching on YouTube wondering why I look like this,

I'm hanging on by a thread, but I've brought the energy.

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