4.8 • 952 Ratings
🗓️ 4 December 2025
⏱️ 27 minutes
🧾️ Download transcript
If most of us were honest, I’m sure we’d all admit to impulse shopping from time to time. From a basic perspective, we may assume it’s only a financial problem; however, it’s both a personal and psychological issue, too. The question is: how do we stop the impulse before it happens? Joining me today to answer this question (and more) is founder of the Inspired Budget, Allison Baggerly. She defines impulses spending and addresses the reasons we tend to impulse spend (and (steps for how to stop), plus more that you don’t want to miss!
Allison Baggerly is an author, podcaster, money coach, and founder of Inspired Budget, a personal finance education platform.
As a former teacher, Allison blends her talents for teaching with her passion for personal finances to help others learn how to start budgeting and build a life they love. Allison and her husband paid off over $111,000 of debt on two teachers salaries while growing their family. During the process, she learned how to take back control of her money, stay consistent with paying off debt, and stop emotional spending once and for all.
Allison has been featured in notable media outlets such as Forbes, Business Insider, TIME, Cheddar TV, CNET, and Parents as a budget expert who gives women a step-by-step process to break free from the grueling paycheck-to-paycheck cycle. Women turn to Allison, and Inspired Budget, for advice and inspiration every single day.
The Minimalist Moms Podcast would not be possible without the support of weekly sponsors. Choosing brands that I believe in is important to me. I only want to recommend brands that I believe may help you in your daily life. As always, never feel pressured into buying anything. Remember: if you don't need it, it's not a good deal!
Post a review and share it! If you enjoyed tuning into this podcast, then do not hesitate to write a review. You can also share this with your fellow mothers so that they can be inspired to think more and do with less.
Order (or review) my book, Minimalist Moms: Living & Parenting With Simplicity.
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| 0:00.0 | Replaying this episode in December is especially helpful because of the themes of huga, |
| 0:04.7 | coziness, and designing for well-being resonate deeply during the winter season. |
| 0:09.4 | As people spend more time indoors and reflect on how to make their homes feel warm and |
| 0:13.4 | uplifting, Mike Vikings' insights on light, space, and happiness offer timely, actionable |
| 0:19.1 | inspiration. You may have heard this episode back when |
| 0:21.8 | it aired in January of 2023. However, it's a great one to revisit as we start to cozy in for the |
| 0:27.5 | winter season. So let's get into this replay of episode 258, Coco by Candlelight, creating a |
| 0:32.9 | huga home with my guest, Mike Viking. If we look at life satisfaction as happiness being satisfied with your life being overall |
| 0:42.8 | happy, we can see around 15% of your happiness is connected with your home. |
| 0:48.2 | We can also see that we as human beings, we behave in different ways, we feel different things depending on where we are. |
| 0:56.7 | I'm sure you experience, as I do and your listeners do as well, we walk into a place, we walk |
| 1:02.0 | into a room and it just feels nice or into a room where you feel the opposite. |
| 1:06.4 | And what is it about streets, cities, homes, rooms that makes us feel nice? |
| 1:12.9 | That's what I wanted to explore and sort of understand what is the architecture of happiness. |
| 1:17.9 | Hello and welcome to the minimalist moms podcast. |
| 1:20.6 | I'm Diane. I'm a mother of three living in Columbus, Ohio. |
| 1:23.9 | I'm trying to make room in my life for what matters by getting rid of the clutter and living life with purpose. |
| 1:28.3 | I hope you'll join me on the journey to think more and do with less. |
| 1:32.3 | Can our homes make us happier? |
| 1:34.3 | Can we design for well-being? |
| 1:36.3 | Can we create better homes where we not only live but thrive? |
| 1:40.3 | Mike Viking believes the answer to these questions lies in the Danish Huga phenomenon, |
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